Portugal D7 visa (passive income): a practical 2026 guide

What the D7 is

The D7 is the name most people use for Portugal's residence visa for retirees, religious workers and people living on their own income (in Portuguese, “visto de residência para a fixação de residência de reformados, religiosos e pessoas que vivam de rendimentos”). It is for non-EU citizens who want to live in Portugal on a pension or on regular passive income: rent, dividends, interest, royalties and similar. It is not a work visa.

EU, EEA and Swiss citizens don't need it: they register their residence locally instead.

You apply at the Portuguese consulate or visa centre that covers where you live legally. The visa itself is valid for four months and two entries. Within that time you have to ask AIMA (the Agency for Integration, Migration and Asylum) for a residence permit (“título de residência”) in Portugal (MNE: visa types).

How much income you need in 2026

Portugal doesn't publish a fixed euro amount for the D7. The rule is a percentage of the national minimum wage (RMMG), set by Portaria n.º 1563/2007:

• first adult: 100% of the minimum wage;
• each additional adult: 50%;
• each child under 18, or adult child who depends on you: 30%.

The minimum wage for mainland Portugal in 2026 is €920 a month (Decreto-Lei n.º 139/2025). The consular portal applies the same €920 figure (MNE: means of subsistence; also AIMA). That gives these monthly figures:

These are our own arithmetic from the official percentages. The minimum wage normally changes every January, so the numbers change with it. Consulates can ask for more, and many look at the whole picture, not just the minimum.

Article 5(6) of the same Portaria says these means must be secured for at least 12 months and shown to be available in Portugal. For one adult, 12 × €920 = €11,040. This is why applicants are usually asked to show funds in a Portuguese bank account. Your consulate's checklist says exactly what proof it accepts.

Documents the consulate asks for

The official checklist for this visa (MNE, English · Portuguese) asks for:

• Retirees: proof of the pension amount, and proof that you receive it or have other income available in Portugal.
• Passive income: proof of income from movable or immovable property, intellectual property or financial investments, and proof that it is available in Portugal.
• A statement of responsibility (“termo de responsabilidade”) where it applies.

The general documents for every national visa are also needed: the application form, two passport photos, and a passport valid for at least three months beyond the planned stay. There are more items on the general documentation page. Consulates often add their own requirements, such as accommodation in Portugal, health or travel insurance, or a criminal record certificate. Check the official page of your own consulate or visa centre before you book.

Family members can apply at the same time with a “visto de residência para acompanhamento de requerente de visto de residência” (a residence visa to accompany the main applicant).

The steps, in order

1. Get a Portuguese tax number (NIF). You will need it for a bank account and a lease. See our NIF guide.
2. Open a Portuguese bank account and move enough funds in. The amounts are above.
3. Collect the documents on your consulate's checklist. Translations and apostilles are often required, so check which.
4. Apply at the consulate or visa centre and pay the visa fee. Check the official page for the current fee and processing times.
5. Travel to Portugal while the four-month visa is valid and attend your AIMA appointment for the residence permit.
6. After that comes the residence permit. Under the Foreigners' Law, a temporary residence permit is generally valid for two years and can then be renewed for three-year periods (AIMA: residence permits). Check AIMA for how and where renewals are handled at the moment.

What changed recently

Lei n.º 61/2025 changed the Foreigners' Law in October 2025. One change affects family reunification after you arrive: in general it now needs two years of valid residence, with exceptions such as minor children. If family members aren't applying with you from the start, read the current rules on aima.gov.pt or ask a qualified lawyer before you plan around reunification.

Sources (checked 26 October 2026)

• Decreto-Lei n.º 139/2025: minimum wage €920 from 1 January 2026
• Portaria n.º 1563/2007: means of subsistence
• MNE consular portal: means of subsistence (2026 figure)
• MNE consular portal: required documents (English)
• MNE consular portal: visa types and validity
• AIMA: means of subsistence
• AIMA: residence permits
• Lei n.º 61/2025 (changes to the Foreigners' Law)

Quick answers

How much money do I need for the Portugal D7 visa in 2026?

The rule is 100% of the minimum wage for the main applicant, 50% for each extra adult and 30% for each child. With the 2026 minimum wage of €920, that is €920 a month for one person and €1,380 for a couple. The means must be secured for at least 12 months: for one person, 12 × €920 = €11,040. Always check your consulate's checklist.

Can I work on a D7 visa?

The D7 is meant for people living on pensions or passive income. If your income comes from remote work for clients or an employer outside Portugal, look at the D8 instead. For anything else, ask the consulate or a qualified professional.

Where do I apply for the D7?

At the Portuguese consulate or visa centre for the country where you live legally. After you arrive in Portugal, AIMA handles the residence permit.

Useful for your arrival

You can do a D7 application yourself using the official pages linked above. For the day you land, these are useful: mobile data before you get a Portuguese SIM, and a pre-booked transfer from Porto airport if you arrive with luggage.

The other guides in this series

• Portugal D8 digital nomad visa